I am doing analysis on Debitum Network project and will be able to share more once I fully complete it, but already now I like the project due to strong points:

1. Team - both financial and IT background, previous on-hand business experience, members working already for at least few years.
2. Market - credit gap for small businesses is huge, underserved by major banks
3. Working businesses - they claim to have two working businesses. One in invoice financing, for which they already raised EUR 3 million and have an invoice turnover of EUR 19 million3. Advisors - looks like business people, not only shiny names on the page. The other is IT development with 151 k project hours clocked.
4. Advisors team - looks like a mix of business people and "mini-stars", likely some of them will remain for post ICO business development.
5. Whitepaper - actually 3 docs (pitch story, position paper, token generation), which include explicit roadmap with detailed use of proceeds and how the ecosystem works.

My few cents. What do you guys think?