That first post REALLY needs some updating.
What's the consensus on the best card for european residents? I use a virtual card from Cryptopay but I hate the fact that the difference in BTC price is like 200 euros. Plus if I use the EUR card with some other currency, I get taxed for that too. Is that really the standard or am I getting ripped off?
Each company has its own BTC price so you need to check it.
The second part is even true with your normal bank card: transactions on different currencies than the card one will levy a fee.