so let me get this straight.

1- When I use a virtual or physical tenx card to make a purchase, I am refunded 0.1% of the payment in PAY tokens. If this is true, how will this work? Will the 0.1% in dollars or BTC be exchanged into PAY by the dev team and sent to me?

2-Is there any risk of the asset contract (0.5% gettin distributed to token holders) being scrapped like on monaco? because of legal stuff?