do you have check ethereum, monero, litecoin? i think this coins is a good coins to invest for a long term and you only need to buy and hold the coins in your wallet. with that amount of money, i am sure that you don't want to invest all in one coins because you need to diversified to three or five coins which is top twenty in coinmarketcap. actually i really don't know about shift coins because i don't have any of amount of shift but for ethereum, monero, litecoin, i still holding in my wallet.