HI. Tell me plz, I'm sure that the idea there are altcoyns adapted for issuing loans isnt new. Maybe anyone create analogs lendingclub.com on the blockchain too?
HI. Yes. There were a bunch of these projects. One of the most recent is Sikoba (not adv) with P2P IOU concept. But its slightly different from Inspeeer.
I heard of this project too. But too bad sikoba doesn't use credit scoring to allow for crediting unknown persons. From their website: "Participants who know and trust each other in real life grant each other credit lines in the Sikoba system."
Sorry for offtopic, but can't agree more. That would be extremely beneficial for jump start. If anyone won't come up with any substitute tool, big guys from financial industry will probably take over this segment. Hope what Inspeer will be able to resist.