This project seems really promising but i'm unease with the banking system on this platform would really be decentralized by all means! 
What is it that makes you uneasy about it?
That's an easy question, even I can answer that.
This should give everybody a little clue.
https://www.nytimes.com/2016/07/17/business/a-bank-too-big-to-jail.html
140 Years of Financial Crises:
http://www.jfki.fu-berlin.de/faculty/economics/team/Ehemalige_Mitarbeiter_innen/schularick/Old_Dog_New_Tricks_Schularick.pdf
Thanks so much for those links!
These issues are the things we are committed to changing!
Thats what we do at Monaize. We are striving to bring ethics back into the banking world!
The current institutions do indeed have issues - We know that financial technologies and blockchain is the future of finance, like all these big banks are finding out and announcing.
We are simply doing something about it
Yup, I don't doubt your good intentions, I just wanted to point out some plain reasoning.
Like I said it's an easy question to answer.
Thanks.
