Under the danger of sounding self-serving, do take a look at the Neufund ICO.
>>> DISCLAIMER: I'm associated with and employed by Neufund <<<
We actually call it an ICBM, short for Initial Capital Building Mechanism.
No, not Intercontinental Ballistic Missile although we do believe we'll go to the moon... 🚀🚀🚀
In that ICBM we are not even getting to spend any of your money. 0 %. Nada.
All of it goes to innovation funding, determined at the individual level by you. You control your funds AND get the protocol token NEU in return.