2) Second case: Why are such low rates on USD lending? Approximately 1% of the costs can be obtained 20% (the cost of B2X token relative to BTC price) (very confusing moment)
This is related to the discussion I was having above with deisik about BTC lending rates going up. We have different views but I get the feeling that people are mostly going flat and waiting so they have funds ready to react if the fork does impact the price
Your logic doesn't hold
We have something like a week before the hard fork if not more, provided it does happen at all which doesn't seem set in stone either (but I may be wrong here). That basically means that you can safely lend your funds for short term loans a few times (in, fact, you can lend them at least 3 times). It simply doesn't make sense to keep your money in your account without action, but you should know that as good as I do. If you expect the price to go down, you should short now instead of waiting or at least already have orders in place. Personally, I shorted at 7399 and have a few orders at higher levels (but these orders don't lock the funds anyway). Otherwise you lend the money out (which I also did). Thus I sold borrowed bitcoins and lent my own ones (with a positive rates spread). Now I can sit and wait patiently for the hard fork to come in while making use of volatility by closing and reopening some of my margin positions. What's bad with that?