Hello guys just want to know is there a crime for not paying your bills in credit card? what are the charges of not paying it? are you going to jail or they just want to scare you that if you will not pay you will be put on jail and file a case for you?
Good thing I don't have a credit card. It is hard to monitor your expenses. You'll rely on it. You won't be able to distinguished the needs from your wants. So I prefer cash that credit card because at the end of the day you'll still have to find ways how to pay your credit without even knowing where you spent it