Never underestimate other peoples greed in business. By that I mean that if loaning money and buying altcoins would be effective way to get rich, everyone would have done that already. And not just that, those people who have money to lend wouldn't have lended you the money but invested in altcoins themselves. Because that is not happening, it's not so good idea after all.

Do you have any opportunity to take some other loan that you can buy back bit by bit and get some money from work? And then, if you dare to put some very small amounts (tens of dollars) to altcoins or some other risky business if you are really sure what you are doing. Forget the idea of getting rich, that never works.