xrp are not suppose to be traded like another pump-dump alt coin.
it suppose to be used as the transaction fee's for the ripple developers.
so the true question and answer is
Q: How much is my 40k Ripple worth?
A: 40k transactions
atleast try learning what these services are entended to be used for
XRP do have value actually, because people value XRP, as we can see by the current exchange rate with BTC. Also, the "price" for one transaction in the ripple network is much less than 1 XRP, so you're answer isn't really correct in that sense either.