I mean i have used it for some time now, made a decent amount of money lending on it and moving it to BTC afterward. It could totally be a scam but why not get paid before it goes away. I have also recently be using Regal coin also its literally the same complex but just released so it should be around for awhile to get some money into it. The benefit i find with it is that its daily Accrual rate has been over 1% since i started last month and your capital even for 100 dollars is only held for 99 days as apposed to Bitconnects time frames where 100 dollars is like 8 months.

If interested https://regalcoin.co/ref/THRENIN