Pick one project and all in. Your capital is way too low to diversify, in my opinion you may diversify later when succeeded on your one pick. On the other hand, when I was starting out I didn't bother asking people where should I put my money in, I did my best to research as I know.that non of these people can help.
I have been doing some research for the last year. From my research it seems like ripple is a good choice. But I want to know if I am missing something else.
Well, that's on you. As long as you're aware of the technical merits that you like. You do know that ripple is centralized and majority of the coin is owned by the company right? and although that they have some running partnerships with banks, these banks are not required to use xrp. just saying.