You have the freedom because you can spend what you want and what you want to buy with it. If you buy a car with your bank account sometimes the bank will ask you questions.
So they are the owners for your money while with bitcoin you are the real owner of it.
When there is a huge amount of money transfer, the banks can ask for the source of the incoming money. But there is no penalty, they only ask about the source of the money, it is not a problem that bitcoin is causative.