I don't understand what benefits does holding the token bring ?
i think, that means when project fully launch in market and maximum users used micromoney then micromoney value will goes up.
Once the project reach the maximum target of ico possible the value of token is high you can hold it as long you want
the same thing with other tokens you hold it and wait for the value to rise up, but the basic use of this token is for financing, for lending purposes to be specific.