i am not looking to make a huge profit, just modest gains and minimal chance of loss. Any altcoins?
I think CIVIC and ETHEREUM would be the safest options to invest in. Ethereum, without any doubt is one of the most popular cryptocurrency available in the market and is the master of all smart contracts. It is currently the most popular platform for hosting ICOs and features like ethereum virtual machine makes it really promising in the long run.
CIVIC is based upon the idea of identity verification with help of Blockchain technology and has alot of potential to grow in future. You can expect the price of civic to be above 1$ within 4-5 years for sure.