I think there are different kinds of smarts, and ultimately it comes down to your goals. Someone who is a mathematical genius may not be 'smart' with their money, and could end up broke.
For me I think we should have both being a smart person and being a strategic because it's not enough if we only have only the smart person it's useless if we only have one in this, it's better for us to have both strategic and being a smart person.