I have been following this one for a couple months now on Twitter and read the Whitepaper last weekend (quite the read at 70 pages). I have a few questions, so glad to see this posted here.

1) I see Sunerok the lead developer of Verge Currency as the Blockchain Audit Advisor. Is he going to lead the TokenPay blockchain development team? If not, what are the plans for onboarding a lead developer to this project?

2) This coin looks ideal for a marketplace due to the security and anonymity features. Are there any plans to roll one out on Tor or on the clearnet?

3) I see a few coins that are planning to integrate a bank. None have to my knowledge have actually completed any bank acquisition deal. I suspect that the regulatory framework would not allow the bank to transact in USD or with US customers. Have you had any advanced discussions regarding this? I see that you mention the HKD. How useful would transacting in the HKD be for people outside of Hong Kong?

4) Is this Token Sale open to all people worldwide? I do not see any geographical restrictions.

I am sure I will have more questions soon and wish you luck with this ambitious project. Thanks for taking the time to put this together.