Paypal was unique in 1998. But this is not Paypal. And have different product (they will work with crypto)
paypal time is end,this(utrust) is a different concept payments based on crypto in short time it will become unique like paypal was because now most people are oriented towards crypto payments,investing on it only after tokens hit exchanges(maybe lower price) can be an alternative option...
That was my first thought when I meet this project. This is going to be the new paypal. Let's see how the project evolves and depending how hard the competition is, it can go a long way.