Do you have any other collateral ?. Altcoins Websites? Media accounts with a lot of followers ?(youtube,twitter?)
I don't know if I would count my social media accounts as a lot of followers {<800}
But, I do have some LTC, around .25, that I could use as collateral in addition to my member account
I would fill this loan using only the litecoins as collateral, and you can just keep the BCT account.