Getting a job is not possible for everyone, not everyone has family or [friends] to help them and sometimes they will make the bad situations even worse them. If you've ever really needed money and were very desperate, than you probably know that people would let you starve to death rather than give you $5.
It's weird how people won't toss out just a few dollars to help someone in need, yet they'll spend $10000 or more on their pet that has an average life span of under 5 years.
But then again, if you give the person in need money, they'll keep coming back for it. It's a real crap shoot
Actually, I needed money lat 5 years ago. I asked it straight from people. Their answer was no. I found out asking people straight isn't working. Then I started to fulfill their needs. But some people trying to exploit the weaknesses on humanity like being greedy. Forex or cryptocurrency is full of people that inject their wealth to it to be more richer, but for lack of experience, they lose all of it. Actually, brokers and exchanges here are the winners, and we can not call them a scam, but they have high risk.