Funny how so many are in denial about BTC which is so similar ....... Many have called BTC a Ponzi as well, hell perhaps it is. BTC went up over 1000% this year which would be hard to match using BCC. I honestly can't understand why so many people get their panties in a bunch about this one. Too good to be true ? Yes and so is Bitcoin 
The big difference is that Bitcoin is actually sustainable and has a vision.If lending money blindly actually worked the banking crisis wouldn't have taken place in the not so distant past.
People should know what happens when people with poor credit get loans, since that approach collapsed brutally at the expense of the tax payers quite recently.
Except this time there will be no regulator to catch the losses, so good luck to anyone who goes this route.
I do agree with a lot of what you are saying. I have been discussing this with a good friend who is big on stocks. At face value certainly seems like Ponzi...... That being said we cant really see how it is any more of a ponzi than any other crypto. The BTC doesn't go to them you sell it to other users on the exchange. They dont promise you any return.Well They do offer up to .25% on top of volatility software if you put in over 10K. Investing in BTC in the same amount of time would given bigger gains. Investing in Bitconnect tokens instead of lending would have yielded about 200,000% return since end of Jan
. If anything using the lending platform will have made people a lot less than if they had just invested in the coin. Does it seem to good to be true ? Yes it does and so does Bitcoin and every other coin out there. Wild west for sure.