Does achieving a degree means that you have become a civilized and educated human being? I don't think so. Getting knowledge won't make you an educated person. The most common example of illiteracy by educated people is when there is littering iin educational institutes and illiterate people are hired to clean the mess. cramming your course books won't bring wisdom, it will only bring knowledge without enlightenment.
I agree. You may be well off academically but in the real world, application of the things you've learnes through books isn't that easy. Many graduate because they're good with memorizing formulas and equations. You have very limited practical use for that i. The real world