Hi All,

Are the tokens not just adding a layer to Crypterium through the fiat banking system, as opposed to freeing crypto-banking from the current fees and charges that it is indeed trying to free us from within the current banking system?
Don`to get me wrong, I believe we in crypto-currencies desperately need a banking solution, I just do not understand why you want to add so many micro transactions to a system which seems to defeat the purpose, for example: cards, loyalty membership et al.

Thanks in advance.