I do understand your pessimism as it's not unusual as regarding the subject matter. Nonetheless, i believe it is the right step in the right direction towards the exponential adoption of 'actual usage' of crypto currencies commercially.

from 2009 till date the commercial adoption isn't at par with the popularity of cryptocurrency within the commercial eco-system.

My personal experience is my yardstick in this assumption: I have gone through hundreds of shops in mall and none accepted cryptocurrency payment. You have a few businesses like Delta Airline, Virgin Airlines and a few others i've heard of encouraging people to pay with cryptocurrency. 

But with the MONACO's Visa card platform card i personally think the revolution within our reach. this would encourage wider adoption and acceptability amongst payer and payee.

I know with more sensitization a lot of people would adopt it. Also in addition, if i may mention this: that most persons dealing with cryptocurrencies do not actually use them in any commercial transaction but are storing them. This is the mindset the Card projects should tilt, actually having people swiping their cards in malls would show a great sign of mainstream adoption and then you'd see the value of cryptocurrency surge.

This is my 2 cents.