Advice, tips, speculation please.
You not need anything advice, bitcoin price has been going moon, just save your BTC for some years later.
Reading this gave me a heart attack, and so I looked to see if the person was joking, but nope they actually want to invest their BTC in other things. This makes me want to cry. In 5 years that 12 BTC is going to be worth millions. In 10-15 years it'll be billions, and in roughly 30 years it'll be worth trillions because 1 BTC will be worth trillions by that time with all the debt it has to account for.
It's annoying indeed if we miss a time when bitcoins are still a cheap value and some people have bought some btc at those time, now they are taking many benefit from what they did.