Is it enough to be smart with just nothing to lean on and go on with your life? Because i feel that there are a lot of people who doesn't know how to handle their money with regards to see in the future. Is it enough to be smart and not be strategical or somewhat a person who has a lot of experience. Who would you choose?
For me it is required to be a master of both things like of course you can not have experience if you are not going to try and some people would think it's a waste of their time if they are doing what they know already like repeating their work over and over again. So it should be in a balance.
the two things you mention are very important and mutually supportive, because if only smart but do not have a good strategy nantiny will lose
Both ideally goes hand in hand. Just like with efforts goes the luck. You need to be smart to choose the right strategy so that you can get the maximum benefits of the same.