Yes I understand that I can not transfer directly Bitcoin to my Visa card. I need to sell BTC and then transfer the money in my card.
Hope to tell me which exchange you use.
And also which of the exchanges can transfer my money directly to my Visa card or Paypal.
It is impossible to cash out coins directly from the wallet. First you have to exchange your money on an exchanger. I also live in Europe and I use YoBit exchanger for all my moves. Firstly I exchange BTC, then transfer it on other online wallet (I use QIWI, the transaction fee in that case is 0%), from this wallet I transfer money directly on my VISA card for 1,6% fee and money come within three days. This method is very useful and doesn't cost too much.