Hi,
I missed out both coin. But I found this ideacoin is quite promising in lending programme. They already sold out more than 80% in 2 days. I just bought in 100 coins. If you want to participate you may use my link.
https://ico.ideacoin.co/invite/sunnyday8228IdeaCoin ICO
So the Idea Coin ICO will begin on the 20th of November(TODAY). It will finish on December 10th. There will be 15 million tokens for sale, and a total of 16.5 million tokens with the referral system in place rewarding users.
It will consist of 5 rounds:
Round 1: 1.6 Million Coins $0.85
Round 2: 1.8 Million Coins $0.90
Round 3: 2 Million Coins $0.95
Round 4: 2.2 Million Coins $1.00
Round 5: 2.4 Million Coins $1.05
The rest of the 4.5 million remaining coins for the total supply will be available by mining and PoS (proof of stake).
IdeaCoin Roadmap
Sept 2017 The IdeaBot trading platform will be launched into Beta
Oct 2017 IDEACoin site launch, as well as a beta version of the IdeaCoin system
Nov 2017 IdeaCoin crowdsale/ICO
Dec 2017 Lending platform release, IDEA internal exchange, Binary system and marketing efforts
Jan 2018 Listing on Coinmarketcap, Livecoin and CoinExchange
Feb 2018 IdeaCoin Block Explorer, Desktop Wallet release
March 2018 IdeaBot v2.0 release