What you are failing to take into consideration is the fact that the devs behind this project are investing in crypto with the funds raised.  If Crypto in general continues to increase its overall market cap by a factor of 10 lets just say as a hypothetical in 2018 as it goes mainstream, the possibility of earning 10% - 15% returns a day are not out of the realms of possibilities.  I know during the May - June alt coin surge I was making easily 10-15% a day, trading 60-100 different coins.  Thats why I didn't bother to put money into Bitconnect when it was cheap.  I figured why lose the opportunity costs by locking up money for 4-10 months at 1-2% interest when I could easily beat that daily.  I hear the same arguments leveled against Bitconnect that the poster above levelled against HOLD- "that it's not mathematically possible" but Bitconnect has continued on for a year with only a 4 day glitch when they had some issue with their wallets being able to withdraw into negative balances.  They overcame that and continue to pay every day just like Intersteller Holdings pays every day.  In fact I am mining HOLD with L3+ machines into my staking wallet and then receiving the 13.69% staking interest on those mined coins as well.  So even if the weak hands sell off like they have been doing lately it creates buying opportunity for those of us who believe in the project.  As far as it capping out, when the 2 billionth Hold is mined I'm sure the devs could come up with a solution such as to hold another ICO or something. The FED does that all the time "print money out of thin air" and you don't realize it at first until it gets into the money supply and causes inflation where the dollar buys less and less. You see it in your gas bill and grocery bill, but guess what the FED doesn't include those metrics in their inflation calculations because they are "too volatile" or some such nonsense. (They skew the labor statistics the same way - not counting the 98 million people who are unemployed and gave up trying to find a job and turned to opiods to escape from reality). They play with the numbers so that so they won't have to increase what they pay to the elderly in Social Security cost of living increases. Plus since the banking system had to be bailed out to the tune of 16 trillion dollars, the FED has had to resort to a zero interest policy which also gives savers (seniors again) another kick in the ass so Wall Street welfare program can continue to enrich the .001% elite who run the government. And they dare call bitcoin a "fraud and a bubble?"  They are the fraud and bubble blowers. The economy is a FIRE economy (Finance Insurance and Real Estate) it is on life support and it will eventually collapse.  Why don't you issue a diatribe against the banksters and the FED who game and cheat the system constantly for their own enrichment? It's not mathematically possible that that system will survive much longer and I'm surprised it hasn't collapsed completely yet.  So regardless of your past experience with these type of investment opportunities, you might want to consider your options and do your own due diligence and realize that come block 25000, the initial high mining rewards of 150 HOLD per block will decrease as will the APR on staking to 750% APR until it slowly climbs back up. By the time this coin starts to increase its payouts there will be both increased liquidity as it gets on more exchanges as well as profits being made from the dev's trading to fulfill the smart contract.  Its too bad you invested in other POS coins that didn't make it, I did as well, and I consider them costs of doing business in this market.  I also have benefited greatly from the ones that have survived.  HOLD may or may not make it long term for any number of reasons just like all the other alt coins out there, but the devs so far have been active and working on the project not exit scamming like some of these projects including bitpetite and elektracoin.  So I am supporting this coin and so are plenty of other people who have analyzed it and realize it is a high risk high reward investment and really are OK with that.  If you want safe investments then put your money in the top 10 or 20 coins and you will grow your wealth slowly with less risk.  I do that as well.  But I enjoy playing these coins as well.