Centra never has made a statement to say they are the bank. They have many times stated the card is issued by the bank and not by Centra. They just run the program through the issuing bank whom facilitates all of the charges that get approved/declined by the card issuer in this case Mastercard. Also I have personally seen the patent application and form. If you want to contact me present your ID and sign an NDA I'm sure they can show you too to prove you wrong.

They have also stated that it is a Prepaid card to their users in AMA's, and that picture was posted by Robert(COO) . They obviously blanked out the issuing bank information for now until mass production is ready so people cant go try to undercut and steal their program. Try calling around, it isn't that easy to find a bank to do a crypto program. They did it though!