All my loans are valued in Bitcoins. And I am not adding any additional rates expect from the 0.001 BTC.
The loan could have been repaid at the repayment date, however it was not. If he would have asked me (at the start of the loan) to value the loan in USD, I could have done that.
He didn't.
I'm not saying your 0.2 = 0.2 is unreasonable, I'm saying it's not very realistic to believe letyouearn can come up with it now.