For us to overcome the fear of loosing money, first, we must prioritize our allocation of income. There should be money for investment, savings and expenses, the one for investment will be the we need to focus on, since it will help us in earning more income and will make our money work for us. If we know how to allocate out money, it will less the risk of losing money, in a way, it will give us a sense of security that we still have money saved, than putting it all on investments.