Yes, because they are losing customers. People are now beginning to see that you can make more money without having a bank. So they will actually lose their customers.
If more and more people will use crypto banks will fail.
I agree with you. A lot of people are now realizing that it is better to put their money outside the banks because there are more opportunities outside the banks to earn more money like the cryptocurrency where they can earn a bunch of money and i think that is the reason for the banks to be scare for the cryptocurrency and because of that they are now making moves to regulate that threat by regulating bitcoin and other cryptocurrencies in their countries.
Banks are places to save and keep money safe. It is not for investment. At the beginning, the concept of banking was misleading by its users. With attractive rates, many people thought it was a place to make money as usual. But, today, everything has changed and it is not a form of investment anymore.