Or do you think that the price of $ 120 in the near future we will not see?
Can you suggest in which areas this coin is actually applicable? Or while the main area of application is speculation?)

I can hope but I cannot predict. If I were opening a new position, I would start in the present with a small amount, and buy small amounts all the way down if it were to go down. If it appears to bottom and trend up, I would then go all-in.. if on the other hand, it never goes down materially, I would just buy at a moderate but largely price-insensitive rate, perhaps selling small amounts on apparent spikes, to be recovered on any retracement.
Everything for which you can use physical cash, or paypal, or Western Union is a target application for moreero. After the DNM growth phase, I expect a corporate use phase, for confidential business-critical transfers. After the corporate growth phase, I expect volatility to be relatively low, and the the HNWI store of wealth use should really take off then. Whenever privacy is important, Monero is your best choice. It is digital gold, compared to bitcoin's decentralized SWIFT network.