For me, it isn't. We have different talent and knowledge on how we give and do stuff that we love. Bitcoins are for everyone and we have the chance to try or even have this to earn and save money for our future.
How about you guys? Is it only for the educated and knowledgeable people only?
That depends. If the educated and knowledgeable people you are referring to are those who took up high degrees in college, then I think it isn't. But if we talk about people who are knowledgeable in bitcoins, then it is. Bitcoins can be learned by your own. You won't earn from bitcoins if you have no knowledge about it.
I agree on your opinion that it depends if the educated and knowledgeable people are those who took a high degrees in college then it isn't but on people who are knowledgeable in bitcoins it is. On my opinion I think everyone can create an account and start their bitcoin/cryptocurrency/blockchain career even if we have different gifts ,talents and needs. We're all still people who wans to become rich and pursue all of our dreams.