I have two wallets existing and that is COINS.PH and NEM WALLET. bitcoin is stored at COINS.PH and XEM is stored at NEM Wallet.before the end of DEC. 2017, I will have LYL as my coin and it will be temporary stored on NEM Wallet and by Jan. 2018 I wi have LOYAL WALLET. which I will transfer my LoyalCoin there.