I know you can (somehow) get coinbase to increase limits, but why can you only withdraw (to bank) $10,000/week? Assuming we all become millionaires

when we want to cash out a million dollars worth of BTC, it'll take 2 years to get it transferred to your bank. Aside from localbitcoins, what options are there to cash out faster than that? Or am I n00bing out here? Am I missing something? I still haven't found a good fiat to bitcoin to fiat option other than Coinbase.