It is sad to see that company replies on questions very selectively. I see many unanswered questions (in the beginning of the thread)
If I am from another country and want to rent apt in the USA, I won't have any credit history to check. Will I be an unreliable tenant?
When the deposit is collected by crowdsourcing, it will be still "frozen", but on landlord account?
If tenant and landlord have an argument, who will decide who is right?