I think lending will drive up the price of the coin though.  Lets say I want to lend $10K and I use BTC to convert to CRDNC.  Because of the tight supply it doesn't matter how much I pay for the coin because I'm still getting $10K to invest.  So if there are several sell orders with increasing amounts, I would swoop in and buy them all in order to get the $10K.  You start to get several lends going on and the price of the coin will continue to rise.