3. BBCpay. If BCC doesn't get off the ground, it will cause people to want to withdraw their BTC from the card system. This, combined with increased loan withdrawals could put pressure on the BTC reserves. There is currently no evidence of a card issuer or vendor for BCCpay. Mastercard logos have been removed form the BCCpay.co website.
Personally I find BCC pay to be a very strong positive signal of BitConnect's long-term vision.
Does it make withdrawals much easier? Sure
Do withdrawals unbalance BitConnect? Sure
Would BitConnect had planned to release BCC Pay if withdrawals significantly exceeded new loans? Sure thing, no
This is why for me it's a signal of BitConnects steady position and ambitious goals. Also BCC pay is exactly what they promised to create in their roadmap.