I don't know if they should be crypto directly but the future are online payment while it goes as the largest currency service used internationally it will keep increasing by the time.
Worth more than visa .. is like living the dream in real life ... I always thought Visa and Credit Card related business own the world for life ... big bag holders are on the way to the future!
Long live Cryptocurrencys! It's a great day to HODL!
HODL is a great motto, but for what? and yes, cards businesses own this world, no doubt. I can't buy milk in shop by using BTC, can you do it? No, so it isn't so optimistic picture for bitcoin as you have draw.