I think it may just need a small news to pop now, its ready. If there would be some announcement about a bank using xrp it would explode
It's almost that last "top coin" not to have reahced its ATH again ... I think it's a question of days. And with the institutionals entering the game, I am sure good news will arrive from the banking sector, officialising their "active" participation in the crypto game - not only buying and trading assets but also being part of the project !