Two of the ones who left you a negative are prominent lenders here.. (Zazarb and Lone Shark) and VOD is prominent period. You wont get a loan at all now. Hate to break it to you but yup.
I don't care anymore. I just realized how unfriendly the "prominent" ones here are. Just look at this Lone Shark, he's prominent but has a lot of negative feedback, that says a lot of things about how they run stuff around here. Not worth it.