Monaco might be rife in technical analysis wise for investment and for a descent profit to be gained, but in general I don't see how it's better than e.g. Token Card or TenX. They have been one of the first card providers in the industry (Monaco) and other competitors came much later, how did they manage to stay so much behind? The team from TenX is doing a great job with community engagement and with delivering actual solutions to problems that have not been solved yet. They are currently offering BTC deposits and they soon gonna support ERC20 tokens as well. They are way ahead of the curve and it's difficult to imagine how someone like Monaco can compete with that. They have to put more effort in my opinion or add some more experience in their project.