I read a lot of what to buy, the top 10, 20, most likely to go 100x. But what coin in the top 20 of market cap would you absolutely stay away from and why? Please stay in the top 20.

Mine are:
XRP - Ripple. Way over hyped and I think the banks are developing their own blockchains with their own teams.

XMR - Monero. Hyped that it is secure and anonymous but I've read that a transaction can be traced to an IP address. That surely is NOT anonymous!

Thanks for all replies.