@ Wiser a BIG thank you for your contribution. I've been reading as much as I can during the day on and off on this site. Doing research with Google based upon what I've read here. I'm an "OLD" new guy and if there's one thing I've learned in life is education pays huge dividends. I'll continue to follow this thread as you update it and continue to educate myself. I'm really not interested into getting into trading but I am looking to invest a small amount of say $2000 or $3000. After 10 plus days of research and reading I'm slowly narrowing down a list while I wait for my Ledger Nano S to arrive which should be by the weekend.