For a Ripple wallet just go to https://xrpchat.com somewhere on that site are easy instructions to create a paper wallet using various opensource github tools used already by their members. Only use the recommeded ones. You can generate your paper wallet offline. However I think you will need to activate the wallet with a small fee of Ripple XRP about 50 now I think. To do this there are a few recommended sites that allow you to pay a small fee in USD to activate your wallet for you. Failing this you could ask someone on the xrpchat.com forum to send 50 XRP to your wallet address to activate it. That is about 12.50 USD now for 50 XRP.