Token pay project was being designed to connect or bind the traditional way of paying in a way of card or debit card through the use of cryptocurrencies such as bitcoins and as well as other altcoins.
The debit card or plastic card that they'll launch will help almost all of the crypto people on buying stuff on establishments that aren't accepting bitcoin or ethereum.
Agree with your opinion. Good move with the new threat. A real underdog but it deserves to succeed.