You are spouting off that EskimoBob is wrong, but you don't want to consider present value or risk?
It's is much better to be silent and assumed a fool, than to speak up and prove it. In the future, you should try to keep quiet.
Alright, I interpreted his statement as saying that PMBs are guaranteed to lose money. He didn't say that. He is not wrong.
He has a right to criticize, who has a heart to help.
― Abraham Lincoln